Mpesa withdrawal charges 2022 – Mpesa is a Kenyan mobile transaction system. It is a system that enables both users and non-users to send, receive money and even make payments/subscriptions on their mobile phones.
Mpesa was introduced in Kenya by the most popular network provider and telecommunication dealer in Kenya, Safaricom. It originated in Kenya in 2007, but now Mpesa is a global payment with vast dominance in Kenya.
As stated earlier, Mpesa enables users to send and receive money from other users and non-users. Also, Mpesa is used as a means of salary disbursement in several businesses in Kenya.
Mpesa Withdrawal Charges 2022 – How to use Mpesa
to use this mobile payment system, prospective users will have to register on Mpesa. Let us look at how to register and use Mpesa in 2022.
To register and use Mpesa, follow the steps below:
- Firstly, you will visit any Safaricom center or Mpesa agent center around;
- At the outlet, request to register for Mpesa;
- To register on Mpesa, you will need your mobile phone which must have a Safaricom sim card, and a nationality ID document;
- The Safaricom agent or Mpesa agent will register you;
- Finally, you will receive a confirmation message containing your Mpesa 4-digit pin.
After registration, proceed to activate Mpesa on your phone through the following steps:
- Download the Mpesa mobile app on Playstore for Android devices;
- Or download the Mpesa mobile app on Appstore for IOS devices;
- After installation, go to your Safaricom menu and activate the Mpesa menu;
- To do this, you will enter the 4-digit pin that came in the confirmation SMS;
- Also, you will enter the ID number from the document used for registration;
- Now customize your account by creating your own secret pin;
- Now proceed to the Mpesa mobile app and enjoy.
Mpesa Transaction Charges 2022
while using Mpesa to send and receive money is free, there are charges on each transaction made with Mpesa. However, as we will later learn in this article, you will not be charged for all transaction ranges.
Mpesa will charge you for the following:
- Sending money to Mpesa users;
- Sending money to non-Mpesa users; and
- Withdrawing money from your account.
However, according to the new Mpesa rates as updated by Safaricom, charges on different transaction ranges have changed. The new Mpesa rates are listed properly here.
Mpesa Charges for Sending to Registered Mpesa Users
The new charges for sending to registered Mpesa users are as follows:
| Sending Amount in Ksh | Charge on the Transaction(Ksh) |
| 1 – 49 | Free |
| 50 – 100 | Free |
| 101 – 500 | Free |
| 501 – 1,000 | Free |
| 1,001 – 1,500 | 26 |
| 1,501 – 2,500 | 41 |
| 2,501 – 3,500 | 56 |
| 3,501 – 5,000 | 61 |
| 5,001 – 7,500 | 77 |
| 7,501 – 10,000 | 87 |
| 10,001 – 15,000 | 97 |
| 15,001 – 20,000 | 102 |
| 20,001 – 35,000 | 105 |
| 35,001 – 50,000 | 105 |
| 50,001 – 150,000 | 105 |
Mpesa Charges for Sending to Non-Mpesa Users
The charges for sending to non-Mpesa uses for any amount are as follows:
| Sending amount in Khs | Charge on the Transaction(Khs) |
| 1 – 49 | Not specified |
| 50 – 100 | Not specified |
| 101 – 500 | 45 |
| 501 – 1,000 | 49 |
| 1,001 – 1,500 | 59 |
| 1,501 – 2,500 | 74 |
| 2,501 – 3,500 | 112 |
| 3,501 – 5,000 | 135 |
| 5,001 – 7,500 | 166 |
| 7,501 – 10,000 | 205 |
| 10,001 – 15,000 | 265 |
| 15,001 – 20,000 | 288 |
| 20,001 – 35,000 | 309 |
| 35,001 – 50,000 | Not specified |
| 50,001 – 150,000 | Not specified |
Mpesa Withdrawal Charges 2022 – Withdrawals at Mpesa Agent
The following are the charges for withdrawing from any Mpesa agent:
| Withdrawal Amount in Khs | Charge on Withdrawal |
| 1 – 49 | Not specified |
| 50 – 100 | 10 |
| 101 – 500 | 27 |
| 501 – 1,000 | 28 |
| 1,001 – 1,500 | 28 |
| 1,501 – 2,500 | 28 |
| 2,501 – 3,500 | 50 |
| 3,501 – 5,000 | 67 |
| 5,001 – 7,500 | 84 |
| 7,501 – 10,000 | 112 |
| 10,001 – 15,000 | 162 |
| 15,001 – 20,000 | 180 |
| 20,001 – 35,000 | 191 |
| 35,001 – 50,000 | 270 |
| 50,001 – 150,000 | 300 |
Mpesa Withdrawal Charges 2022 – ATM Withdrawals
Mpesa charges for withdrawing from ATM include:
| Withdrawal Amount in Khs | Charge on Withdrawal |
| 200 – 2,500 | 34 |
| 2,501 – 5,000 | 67 |
| 5,001 – 10,000 | 112 |
| 10,001 – 20,000 | 197 |
These are the updated charges for all transactions on Mpesa in 2022.
Conclusion
What are the correct Mpesa charges?
The correct Mpesa charges for sending and withdrawing are listed above.
How much does it cost to withdraw 20,000 from Mpesa?
It costs 102 Khs to withdraw 20,000 from Mpesa.
How can I change my Safaricom tariff?
To change your Safaricom tariff, dial *212# on your phone and follow the instructions.
What is the maximum amount that can be in a Mpesa wallet?
Mpesa users can hold up to 300,000 Khs in their Mpesa wallets.
Who owns Safaricom?
Safaricom is owned by Telkom Kenya.
Who owns Mpesa?
Mpesa was introduced in Kenya by the most popular network provider and telecommunication dealer in Kenya, Safaricom.
